What is a HELOC?
A Home Equity Line of Credit (HELOC) is a revolving line of credit that is secured by the equity you have in your home. Since the loan is secured with a home, a HELOC is able to offer a much lower rate than a credit card account and the interest may be tax deductible.*
*Consult your tax advisor.
What can a HELOC be used for?
A HELOC can be used for a variety of things including:
- Home improvements
- Consolidation of higher interest debt
- Vacations, unexpected costs, etc.
How can a HELOC be accessed?
Borrowers can access funds as they need them. All the borrower needs to do is call a loan officer, online, mobile, or stop into any of our 4 locations.
How do I get started?
To get started, just contact any of our four locations or call 888-465-3834.